When you've done the work and truly need capital: raise it from your own people — family, friends, community — instead of a 60%-APR stranger. We handle the agreements, the payments, and the reporting, free, so everyone's protected and everyone can see everything. Pay it back fast and it can cost you nothing at all.
Ten friends who know you're busting your rear end. Yovell runs the rails free: the agreements, the servicing, the repayment flow, the transparency. The free-look principle carries over — pay back fast, pay nothing. And the funded merchant doesn't just get money: he joins the community that funded him, and comes back for the next one.
We structure the community raise and paper it properly — everyone protected, everything visible.
Servicing and repayment run on real processor rails — automatically, transparently, free.
The community sees every payment. The merchant joins the circle — and returns to the Mayan.
Dvash only opens after the work is visible. Start with your grade at Cholov — and if you're stacked right now, Dror comes first. The sweetest part leads back to the source: the Mayan.
Yovell is a nonprofit. We take nothing from merchants, funders, or anyone else on your file.